/* PlainPlan Benefits design system */
:root{
--ink:#15202e;--body:#2b3848;--muted:#556275;--brand:#1f4e8c;--brand-2:#2a64ad;--brand-deep:#10294d;--night:#0b1e39;
--accent:#f5a524;--accent-hover:#e6930d;--sky:#eef4fb;--sky-2:#dde9f7;--sun:#fff4e0;--palm:#1e7a55;--palm-bg:#e6f4ee;
--line:#dfe6ef;--white:#fff;--focus:#f5a524;
--r-sm:10px;--r:16px;--r-lg:24px;
--shadow-sm:0 1px 2px rgba(16,41,77,.06),0 2px 8px rgba(16,41,77,.06);
--shadow:0 2px 4px rgba(16,41,77,.05),0 12px 32px rgba(16,41,77,.10);
--shadow-lg:0 24px 60px rgba(16,41,77,.18);
--s1:8px;--s2:16px;--s3:24px;--s4:32px;--s5:48px;--s6:64px;--s7:96px;
--font:"Atkinson Hyperlegible Next","Atkinson Hyperlegible",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif}
*,*:before,*:after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:110px}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}
body{margin:0;font:19px/1.65 var(--font);color:var(--body);background:var(--white);-webkit-font-smoothing:antialiased}
img,svg{max-width:100%}
h1,h2,h3,h4{font-family:var(--font);font-weight:700;line-height:1.15;color:var(--ink);letter-spacing:-.015em;text-wrap:balance}
h1{font-size:clamp(2.2rem,4.8vw,3.5rem);margin:0 0 var(--s3);letter-spacing:-.025em}
h2{font-size:clamp(1.7rem,3.2vw,2.5rem);margin:0 0 var(--s2)}
h3{font-size:1.3rem;margin:var(--s3) 0 var(--s1)}
p{margin:0 0 var(--s2)}
p,li{max-width:70ch}
ul,ol{margin:0 0 var(--s2);padding-left:1.2em}
a{color:var(--brand);text-underline-offset:3px;text-decoration-thickness:1px}
a:hover{color:var(--brand-deep);text-decoration-thickness:2px}
:focus-visible{outline:3px solid var(--focus);outline-offset:3px;border-radius:6px}
.wrap{max-width:1200px;margin:0 auto;padding:0 24px}
@media(max-width:600px){.wrap{padding:0 18px}}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px 12px;z-index:30}
.vh{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.ic{width:1em;height:1em;flex:none;vertical-align:-.15em}

/* ---------- utility bar + header ---------- */
.util{background:var(--night);color:#c7d3e3;font-size:.88rem}
.util .wrap{display:flex;gap:var(--s3);align-items:center;min-height:40px;flex-wrap:wrap}
.util span{display:inline-flex;align-items:center;gap:6px}
.util .ic{color:var(--accent)}
.util a{color:#fff;text-decoration:none;font-weight:700;margin-left:auto;display:inline-flex;gap:6px;align-items:center}
@media(max-width:899px){.util{display:none}}
.top{background:rgba(255,255,255,.97);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.top-in{display:flex;align-items:center;gap:var(--s3);min-height:78px}
.logo{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--ink);flex:none}
.logo-mark{width:42px;height:42px}
.logo-text{display:grid;line-height:1.1}
.logo-text b{font-size:1.25rem;letter-spacing:-.02em;color:var(--brand-deep)}
.logo-text small{font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);font-weight:700}
.nav{margin-left:auto}
.nav>ul{display:flex;gap:4px;list-style:none;margin:0;padding:0}
.nav li{position:relative;max-width:none}
.nav>ul>li>a,.nav>ul>li>button{display:flex;align-items:center;gap:4px;padding:12px 14px;border-radius:10px;font:600 1rem var(--font);color:var(--ink);text-decoration:none;background:none;border:0;cursor:pointer}
.nav>ul>li>a:hover,.nav>ul>li>button:hover,.nav li:focus-within>button{background:var(--sky);color:var(--brand)}
.nav .ic{width:16px;height:16px}
.menu{position:absolute;top:100%;left:0;min-width:300px;background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow-lg);padding:10px;list-style:none;margin:0;opacity:0;visibility:hidden;transform:translateY(6px);transition:.15s}
.nav li:hover>.menu,.nav li:focus-within>.menu{opacity:1;visibility:visible;transform:none}
.menu a{display:flex;gap:12px;align-items:flex-start;padding:10px 12px;border-radius:10px;text-decoration:none;color:var(--ink)}
.menu a:hover{background:var(--sky)}
.menu .mi{display:grid;place-items:center;width:38px;height:38px;border-radius:10px;background:var(--sky);color:var(--brand);flex:none}
.menu .mi .ic{width:20px;height:20px}
.menu b{display:block;font-size:.98rem}
.menu small{display:block;color:var(--muted);font-size:.85rem;line-height:1.35}
.head-actions{display:flex;align-items:center;gap:var(--s2);flex:none}
.head-phone{display:flex;align-items:center;gap:8px;font-weight:700;color:var(--ink);text-decoration:none;white-space:nowrap}
.head-phone .ic{color:var(--brand)}
.mnav{display:none}
@media(max-width:1080px){.head-phone{display:none}}
@media(max-width:899px){
 .nav,.head-actions .btn{display:none}
 .top-in{min-height:66px}
 .mnav{display:block;margin-left:auto}
 .mnav summary{list-style:none;display:grid;place-items:center;width:48px;height:48px;border-radius:12px;border:1px solid var(--line);cursor:pointer;color:var(--ink)}
 .mnav summary::-webkit-details-marker{display:none}
 .mnav summary .ic{width:24px;height:24px}
 .mnav .x{display:none}.mnav[open] .x{display:block}.mnav[open] .m{display:none}
 .mnav-panel{position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);box-shadow:var(--shadow-lg);padding:8px 18px 24px;max-height:calc(100vh - 66px);overflow:auto}
 .mnav-panel p{margin:16px 0 4px;font-size:.78rem;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);font-weight:700}
 .mnav-panel a{display:block;padding:12px 4px;border-bottom:1px solid var(--line);color:var(--ink);text-decoration:none;font-weight:600}
 .mnav-panel .btn{margin-top:18px;width:100%;border-bottom:0}
}
.crumbs{font-size:.9rem;color:var(--muted);padding:12px 0;background:var(--sky);border-bottom:1px solid var(--sky-2)}
.crumbs a{color:var(--muted)}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:54px;padding:0 26px;border-radius:999px;font:700 1.05rem var(--font);text-decoration:none;border:2px solid transparent;cursor:pointer;transition:background .15s,transform .15s,box-shadow .15s;white-space:nowrap}
.btn .ic{width:20px;height:20px}
.btn-call{background:var(--accent);color:var(--ink);box-shadow:0 6px 16px rgba(245,165,36,.35)}
.btn-call:hover{background:var(--accent-hover);color:var(--ink)}
.btn-primary{background:var(--brand);color:#fff}
.btn-primary:hover{background:var(--brand-deep);color:#fff}
.btn-ghost{border-color:var(--brand);color:var(--brand);background:#fff}
.btn-ghost:hover{background:var(--sky);color:var(--brand-deep)}
.btn-sm{min-height:46px;padding:0 20px;font-size:1rem}
@media(prefers-reduced-motion:no-preference){.btn:hover{transform:translateY(-2px)}}
.link-arrow{display:inline-flex;align-items:center;gap:6px;font-weight:700;text-decoration:none}
.link-arrow .ic{transition:transform .15s}.link-arrow:hover .ic{transform:translateX(3px)}

/* ---------- sections ---------- */
.band{padding:var(--s7) 0}
.band-alt{background:var(--sky)}
.band-sun{background:var(--sun)}
.band:not(.band-alt):not(.band-sun):not(.band-cta):not(.faq)+.band:not(.band-alt):not(.band-sun):not(.band-cta):not(.faq){padding-top:0}
.band-alt+.band-alt{padding-top:0}
@media(max-width:899px){.band{padding:var(--s6) 0}}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:.82rem;font-weight:700;letter-spacing:.09em;text-transform:uppercase;color:var(--brand);margin-bottom:var(--s2)}
.eyebrow:before{content:"";width:22px;height:3px;border-radius:3px;background:var(--accent)}
.section-head{max-width:760px;margin-bottom:var(--s5)}
.section-head.center{margin-inline:auto;text-align:center}
.section-head.center p{margin-inline:auto}
.section-head p{font-size:1.15rem;color:var(--muted)}
.lede{font-size:1.25rem;color:var(--muted)}

/* ---------- hero ---------- */
.hero{position:relative;overflow:hidden;padding:var(--s6) 0 var(--s7);background:linear-gradient(180deg,var(--sky) 0,#f6f9fd 70%,#fff 100%)}
.hero:before{content:"";position:absolute;width:640px;height:640px;right:-160px;top:-220px;border-radius:50%;background:radial-gradient(circle,rgba(245,165,36,.18),transparent 65%);pointer-events:none}
.hero .wrap{position:relative}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:var(--s6);align-items:center}
.hero-copy .lede{max-width:36em}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:var(--s4) 0 var(--s3)}
.hero .note{display:flex;flex-wrap:wrap;gap:8px 18px;color:var(--muted)}
.hero-media{position:relative}
.hero-media .photo{aspect-ratio:5/6;border-radius:28px}
.float{position:absolute;display:flex;gap:12px;align-items:center;background:#fff;border-radius:14px;padding:12px 16px;box-shadow:var(--shadow-lg);font-size:.95rem;font-weight:700;color:var(--ink);line-height:1.25;max-width:260px}
.float small{display:block;font-weight:400;color:var(--muted);font-size:.82rem}
.float .fi{display:grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--palm-bg);color:var(--palm);flex:none}
.float .fi .ic{width:22px;height:22px}
.float.f1{left:-36px;bottom:64px}
.float.f2{right:-20px;top:40px}
.float.f2 .fi{background:var(--sun);color:#b36b00}
@media(max-width:899px){.hero{padding:var(--s5) 0 var(--s6)}.hero-grid{grid-template-columns:1fr;gap:var(--s5)}.hero-media .photo{aspect-ratio:4/3}.float.f1{left:12px;bottom:-22px}.float.f2{display:none}}
.hero-post .hero-grid{grid-template-columns:1.25fr .75fr}
.hero-post .hero-media .photo{aspect-ratio:4/3}
@media(max-width:899px){.hero-post .hero-grid{grid-template-columns:1fr}}
.hero-simple{padding:var(--s6) 0 var(--s5)}

/* trust bar */
.trustbar{position:relative;z-index:2;margin-top:calc(var(--s6) * -1)}
.trustbar ul{list-style:none;margin:0;padding:var(--s3);display:grid;grid-template-columns:repeat(4,1fr);gap:var(--s2);background:#fff;border-radius:var(--r-lg);box-shadow:var(--shadow)}
.trustbar li{display:flex;gap:14px;align-items:center;max-width:none;font-size:.98rem;line-height:1.3;color:var(--muted);padding:6px 10px}
.trustbar li+li{border-left:1px solid var(--line)}
.trustbar b{display:block;color:var(--ink);font-size:1.1rem}
.trustbar .ti{display:grid;place-items:center;width:48px;height:48px;border-radius:14px;background:var(--sky);color:var(--brand);flex:none}
.trustbar .ti .ic{width:24px;height:24px}
@media(max-width:899px){.trustbar{margin-top:calc(var(--s5) * -1)}.trustbar ul{grid-template-columns:1fr 1fr}.trustbar li+li{border-left:0}}
@media(max-width:520px){.trustbar ul{grid-template-columns:1fr}}

/* ---------- photos ---------- */
.photo{margin:0;position:relative;border-radius:var(--r-lg);overflow:hidden;background:var(--sky-2);box-shadow:var(--shadow)}
.photo img{display:block;width:100%;height:100%;object-fit:cover}
.photo-ph{display:grid;place-items:center;width:100%;height:100%;min-height:220px;background:
 radial-gradient(circle at 20% 20%,rgba(255,255,255,.55) 0 18%,transparent 19%),
 radial-gradient(circle at 85% 80%,rgba(255,255,255,.28) 0 24%,transparent 25%),
 linear-gradient(140deg,#cfe0f5 0%,#a9c6ea 55%,#7fa7da 100%)}
.photo-ph .ic{width:34%;height:auto;max-width:150px;color:rgba(255,255,255,.95);filter:drop-shadow(0 8px 20px rgba(16,41,77,.25))}
.photo-wide{aspect-ratio:16/9}
.photo-43{aspect-ratio:4/3}

/* ---------- grids & cards ---------- */
.grid2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:var(--s4);align-items:start}
.grid3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:var(--s3)}
.grid4{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:var(--s3)}
@media(max-width:999px){.grid3,.grid4{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:699px){.grid2,.grid3,.grid4{grid-template-columns:1fr}}
.split{display:grid;grid-template-columns:1fr 1fr;gap:var(--s6);align-items:center}
.split.rev>:first-child{order:2}
@media(max-width:899px){.split{grid-template-columns:1fr;gap:var(--s4)}.split.rev>:first-child{order:0}}
.card{position:relative;border-radius:var(--r);padding:var(--s4);background:#fff;border:1px solid var(--line);box-shadow:var(--shadow-sm);transition:box-shadow .2s,transform .2s}
.band-alt .card,.band-sun .card{border-color:transparent}
.card>h2,.card>h3{margin-top:0}
.card>h2{font-size:1.45rem}
.card h3 a,.card h2 a{text-decoration:none;color:inherit}
.card p:last-child,.card ul:last-child{margin-bottom:0}
.card-ic{display:grid;place-items:center;width:56px;height:56px;border-radius:16px;background:var(--sky);color:var(--brand);margin-bottom:var(--s2)}
.band-alt .card-ic{background:var(--sky)}
.card-ic .ic{width:28px;height:28px}
.card:nth-child(3n+2) .card-ic{background:var(--sun);color:#a35f00}
.card:nth-child(3n+3) .card-ic{background:var(--palm-bg);color:var(--palm)}
a.card{display:block;text-decoration:none;color:var(--body)}
a.card:hover,.card-link:hover{box-shadow:var(--shadow);transform:translateY(-3px)}
.card-media{padding:0;overflow:hidden}
.card-media .photo{border-radius:0;box-shadow:none;aspect-ratio:16/10}
.card-media .card-body{padding:var(--s3) var(--s4) var(--s4)}
.card-media h2,.card-media h3{font-size:1.3rem;margin:0 0 var(--s1)}
.tag{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--brand);background:var(--sky);padding:4px 10px;border-radius:999px;margin-bottom:10px}

/* stats */
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:var(--s3);list-style:none;padding:0;margin:var(--s4) 0}
.stats li{max-width:none;background:#fff;border-radius:var(--r);padding:var(--s3);border:1px solid var(--line)}
.stats b{display:block;font-size:2.4rem;line-height:1;color:var(--brand-deep);letter-spacing:-.03em;margin-bottom:8px;font-variant-numeric:tabular-nums}
.stats span{color:var(--muted);font-size:.98rem}

/* numbered steps (real sequences) */
.band ol:not(.steps){counter-reset:n;list-style:none;padding:0}
.band ol:not(.steps)>li{counter-increment:n;position:relative;padding-left:56px;margin:0 0 var(--s3)}
.band ol:not(.steps)>li:before{content:counter(n);position:absolute;left:0;top:-2px;display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--brand);color:#fff;font-weight:700;font-size:1rem}
.steps{counter-reset:n;list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:var(--s3)}
.steps>li{counter-increment:n;max-width:none;position:relative;background:#fff;border-radius:var(--r);padding:var(--s4) var(--s3) var(--s3);border:1px solid var(--line)}
.steps>li:before{content:counter(n);display:grid;place-items:center;width:44px;height:44px;border-radius:50%;background:var(--accent);color:var(--ink);font-weight:700;margin-bottom:var(--s2)}
.steps b{display:block;color:var(--ink);font-size:1.15rem;margin-bottom:6px}

/* ---------- tables ---------- */
.tablewrap{overflow-x:auto;border-radius:var(--r);margin:var(--s2) 0 var(--s3);border:1px solid var(--line);background:#fff;box-shadow:var(--shadow-sm)}
table{width:100%;border-collapse:collapse;font-size:1rem;font-variant-numeric:tabular-nums}
th,td{border-bottom:1px solid var(--line);padding:14px 18px;text-align:left;vertical-align:top}
tr:last-child td{border-bottom:0}
th{background:var(--brand-deep);color:#fff;font-weight:700;font-size:.95rem}
td:first-child{font-weight:600;color:var(--ink)}
tbody tr:nth-child(even) td,table tr:nth-child(odd):not(:first-child) td{background:#f8fafd}
.card .tablewrap{box-shadow:none}

/* ---------- lists, notes ---------- */
.note{font-size:.95rem;color:var(--muted)}
.check{list-style:none;padding:0}.check li{padding-left:36px;position:relative;margin:.6em 0}
.check li:before{content:"";position:absolute;left:0;top:.2em;width:24px;height:24px;border-radius:50%;background:var(--palm-bg) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M6 12.5l4 4 8-9' fill='none' stroke='%231e7a55' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/15px no-repeat}
.callout{display:flex;gap:var(--s2);align-items:flex-start;background:var(--sun);border-radius:var(--r);padding:var(--s3);margin:var(--s3) 0}
.callout .ic{width:28px;height:28px;color:#a35f00;flex:none;margin-top:2px}

/* ---------- CTA band + form ---------- */
.band-cta{background:radial-gradient(900px 400px at 90% 0,rgba(42,100,173,.55),transparent 60%),var(--brand-deep);color:#dbe5f2}
.band-cta h2{color:#fff;font-size:clamp(1.9rem,3.4vw,2.7rem)}
.band-cta a{color:#ffd58a}
.cta-grid{display:grid;grid-template-columns:1fr 1fr;gap:var(--s6);align-items:center}
@media(max-width:899px){.cta-grid{grid-template-columns:1fr;gap:var(--s4)}}
.trust{list-style:none;padding:0;margin:var(--s3) 0}
.trust li{display:flex;gap:12px;align-items:center;margin:12px 0}
.trust .ic{width:22px;height:22px;color:var(--accent)}
.big-call{display:inline-flex;align-items:center;gap:14px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);border-radius:var(--r);padding:14px 20px;margin-top:var(--s2);font-size:1.05rem}
.big-call b{display:block;font-size:1.5rem;color:#fff}
.big-call a{text-decoration:none;color:#fff}
.big-call .ic{width:30px;height:30px;color:var(--accent)}
.lead{background:#fff;color:var(--body);border-radius:var(--r-lg);padding:var(--s4);display:grid;gap:18px;box-shadow:0 30px 70px rgba(0,0,0,.3)}
.lead h3{margin:0;font-size:1.4rem}
.lead label{display:grid;gap:6px;font-weight:700;font-size:1rem;color:var(--ink)}
.lead input,.lead select{min-height:54px;font:inherit;font-size:1.05rem;padding:0 16px;border:2px solid #c3cedb;border-radius:12px;background:#fff;color:var(--ink);width:100%}
.lead input:focus,.lead select:focus{border-color:var(--brand);outline:3px solid rgba(31,78,140,.18);outline-offset:0}
.lead .consent{display:flex;gap:12px;font-weight:400;font-size:.86rem;line-height:1.45;align-items:flex-start;color:var(--muted)}
.lead .consent input{min-height:auto;width:22px;height:22px;flex:none;margin-top:2px;accent-color:var(--brand)}
.lead .btn{width:100%}
.form-foot{display:flex;gap:8px;align-items:center;font-size:.85rem;color:var(--muted);margin:0}
.form-foot .ic{color:var(--palm)}

/* ---------- FAQ ---------- */
.faq .wrap{max-width:900px}
.faq h2{text-align:center;margin-bottom:var(--s4)}
.faq details{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:0 24px;margin:12px 0;transition:box-shadow .2s}
.faq details[open]{box-shadow:var(--shadow-sm)}
.faq summary{font-weight:700;cursor:pointer;color:var(--ink);font-size:1.12rem;padding:22px 44px 22px 0;list-style:none;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"";position:absolute;right:0;top:50%;width:32px;height:32px;margin-top:-16px;border-radius:50%;background:var(--sky) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M12 6v12M6 12h12' fill='none' stroke='%231f4e8c' stroke-width='2.4' stroke-linecap='round'/%3E%3C/svg%3E") center/16px no-repeat;transition:transform .2s}
.faq details[open] summary:after{transform:rotate(45deg)}
.faq details p{margin:0 0 22px;max-width:none}

/* ---------- footer ---------- */
.foot{background:var(--night);color:#b9c6d8;padding:var(--s6) 0 110px;font-size:.96rem}
.foot a{color:#e6edf6;text-decoration:none}.foot a:hover{color:#fff;text-decoration:underline}
.foot-top{display:grid;grid-template-columns:1.4fr repeat(4,1fr);gap:var(--s4);padding-bottom:var(--s5);border-bottom:1px solid rgba(255,255,255,.12)}
@media(max-width:999px){.foot-top{grid-template-columns:1fr 1fr}.foot-brand{grid-column:1/-1}}
.foot .logo{color:#fff;margin-bottom:var(--s2)}
.foot .logo-text b{color:#fff}.foot .logo-text small{color:#9fb0c6}
.foot h3{color:#fff;font-size:.85rem;letter-spacing:.09em;text-transform:uppercase;margin:0 0 var(--s2)}
.foot ul{list-style:none;padding:0;margin:0}
.foot li{margin:0 0 10px}
.foot-contact li{display:flex;gap:10px;align-items:center}
.foot-contact .ic{color:var(--accent);width:18px;height:18px}
.badges{display:flex;flex-wrap:wrap;gap:8px;margin-top:var(--s2)}
.badges span{font-size:.8rem;border:1px solid rgba(255,255,255,.2);border-radius:999px;padding:4px 12px;color:#dbe5f2}
.foot-legal{padding-top:var(--s4)}
.legal{font-size:.85rem;color:#93a3b8;max-width:none;margin-bottom:12px}
.foot-bottom{display:flex;flex-wrap:wrap;gap:12px 24px;justify-content:space-between;font-size:.88rem;color:#93a3b8;margin-top:var(--s3)}
.foot-bottom nav{display:flex;flex-wrap:wrap;gap:8px 20px}
.sticky-call{position:fixed;left:12px;right:12px;bottom:calc(12px + env(safe-area-inset-bottom,0px));min-height:56px;display:flex;gap:10px;align-items:center;justify-content:center;background:var(--accent);color:var(--ink);font-weight:700;font-size:1.1rem;border-radius:999px;text-decoration:none;box-shadow:0 8px 24px rgba(0,0,0,.28);z-index:15}
.sticky-call .ic{width:22px;height:22px}
@media(min-width:900px){.sticky-call{display:none}.foot{padding-bottom:var(--s5)}}

/* ---------- people & posts ---------- */
.founder img,.about-photo{width:100%;height:auto;border-radius:var(--r-lg);display:block;box-shadow:var(--shadow)}
.founder img{max-width:none;aspect-ratio:1;object-fit:cover;margin-bottom:var(--s2)}
.byline{font-size:.95rem;color:var(--muted);display:flex;align-items:center;gap:12px;margin-top:var(--s2)}
.byline img{width:48px;height:48px;border-radius:50%;object-fit:cover;box-shadow:var(--shadow-sm)}
.post{max-width:780px}
.post h2{margin-top:1.8em;font-size:clamp(1.5rem,2.6vw,2rem)}
.post .tablewrap{margin:var(--s3) 0}
.answer{font-size:1.2rem;background:var(--sun);border-left:5px solid var(--accent);border-radius:0 var(--r) var(--r) 0;padding:var(--s3);color:var(--ink)}
.kreyol-band{background:linear-gradient(135deg,#10294d 0%,#1f4e8c 100%);color:#dbe5f2;border-radius:var(--r-lg);overflow:hidden;display:grid;grid-template-columns:1fr 1fr;align-items:stretch}
.kreyol-band h2{color:#fff}.kreyol-band .note{color:#c9d6e8}.kreyol-band a:not(.btn){color:#ffd58a}
.kreyol-band .kb-copy{padding:var(--s5)}
.kreyol-band .photo{border-radius:0;box-shadow:none;height:100%;min-height:300px}
@media(max-width:899px){.kreyol-band{grid-template-columns:1fr}.kreyol-band .kb-copy{padding:var(--s4)}}

.split>*,.grid2>*,.grid3>*,.grid4>*,.cta-grid>*,.hero-grid>*{min-width:0}
@media(max-width:899px){.float{display:none!important}.card{padding:var(--s3)}.card-media .card-body{padding:var(--s3)}.lede{font-size:1.12rem}.trustbar ul{padding:var(--s2)}}