Medicare guides
Plain-English answers to the Medicare questions we hear most in Broward and Palm Beach, with real local numbers.
Medigap vs Medicare Advantage
How the two paths compare on cost, doctors, travel and timing, with Broward numbers.
Read the guideSigning up for Medicare while still working
Employer size rules, COBRA, HSAs, spouses, VA and TRICARE, and the forms you need.
Read the guideWhat if I don't sign up for Medicare at 65?
Part B and Part D penalties in real dollars, the coverage gap, and how to fix it.
Read the guideMedicare Advantage HMO vs PPO
Networks, referrals, out-of-pocket limits and travel, with 2026 figures.
Read the guideWhat does Plan G cost in Florida?
2026 Plan G prices by county, what changes your price, rate increases and high-deductible Plan G.
Read the guideMedicare Advantage plans with dental coverage
What dental benefits really cover, the seven things to check, and options with a Supplement.
Read the guideOpen Enrollment vs Annual Enrollment
What you can change in the fall and from January to March, with 2027 dates.
Read the guideTalk to a licensed agent. No cost, no pressure.
Tell us how to reach you. A licensed agent from our team calls you back, usually the same business day. We never sell or share your number.
- Licensed in Florida · NPN 18530652
- Plans from more than 20 insurance companies
- We review your plan with you every fall
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